/*
Theme Name: VInsure
Theme URI: https://v-insure.in
Author: VInsure
Author URI: https://v-insure.in
Description: Custom theme for VInsure - Insurance Built on Trust. Powered by Finhaat Insurance Brokers.
Version: 1.0
License: GNU General Public License v2 or later
License URI: LICENSE
Text Domain: vinsure
*/

/* ===========================================================
   VInsure — shared stylesheet
   =========================================================== */

@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,500;0,600;0,700;0,800;1,600&family=Inter:wght@400;500;600;700;800&display=swap');

:root{
  --navy-950:#0a1830;
  --navy-900:#0d2246;
  --navy-800:#122c56;
  --navy-700:#1a3a6b;
  --navy-600:#25497f;
  --gold-700:#a9791a;
  --gold-600:#c99a2e;
  --gold-500:#d9ac3f;
  --gold-400:#e8c368;
  --cream:#faf8f3;
  --cream-2:#f4f1e9;
  --paper:#fffdf9;
  --white:#ffffff;
  --ink:#16233d;
  --ink-soft:#5a6478;
  --ink-faint:#8992a3;
  --line:#e7e3d8;
  --line-dark:#28406b;
  --whatsapp:#25d366;
  --whatsapp-dark:#1eb955;
  --radius-sm:8px;
  --radius-md:14px;
  --radius-lg:22px;
  --shadow-sm:0 2px 10px rgba(13,34,70,.06);
  --shadow-md:0 12px 32px rgba(13,34,70,.10);
  --shadow-gold:0 10px 24px rgba(169,121,26,.28);
  --font-display:'Playfair Display', Georgia, serif;
  --font-body:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
  line-height:1.55;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}
button{font-family:inherit;cursor:pointer;}
h1,h2,h3,h4{font-family:var(--font-display);margin:0;color:var(--navy-900);line-height:1.15;}
p{margin:0;}

.container{max-width:1240px;margin:0 auto;padding:0 32px;}

@media (max-width:720px){
  .container{padding:0 20px;}
}

/* ---------- eyebrow / labels ---------- */
.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:12.5px;
  font-weight:700;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--gold-700);
}
.eyebrow.on-dark{color:var(--gold-400);}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  padding:14px 26px;
  border-radius:10px;
  font-weight:700;
  font-size:15px;
  border:1.5px solid transparent;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease, border-color .15s ease;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);}
.btn-gold{
  background:linear-gradient(180deg,var(--gold-500),var(--gold-700));
  color:var(--navy-950);
  box-shadow:var(--shadow-gold);
}
.btn-gold:hover{box-shadow:0 14px 30px rgba(169,121,26,.38);}
.btn-outline-light{
  background:transparent;
  border-color:rgba(255,255,255,.35);
  color:#fff;
}
.btn-outline-light:hover{border-color:#fff;background:rgba(255,255,255,.06);}
.btn-outline-navy{
  background:transparent;
  border-color:var(--navy-800);
  color:var(--navy-900);
}
.btn-outline-navy:hover{background:var(--navy-900);color:#fff;}
.btn-navy{
  background:var(--navy-900);
  color:#fff;
}
.btn-navy:hover{background:var(--navy-800);}
.btn-block{width:100%;}
.btn-sm{padding:10px 18px;font-size:13.5px;}
.btn[disabled]{opacity:.6;cursor:not-allowed;transform:none;}

.link-arrow{
  font-weight:700;
  font-size:14px;
  color:var(--gold-700);
  display:inline-flex;
  align-items:center;
  gap:6px;
}
.link-arrow svg{transition:transform .15s ease;}
.link-arrow:hover svg{transform:translateX(3px);}

/* ---------- header / nav ---------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:#fff;
  border-bottom:1px solid var(--line);
}
.nav-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 32px;
  max-width:1240px;margin:0 auto;
}
.brand{display:flex;align-items:center;gap:10px;}
.brand-mark{width:34px;height:38px;flex-shrink:0;}
.brand-text{line-height:1.1;}
.brand-name{
  font-family:var(--font-display);
  font-weight:700;
  font-size:20px;
  color:var(--navy-900);
}
.brand-name span{color:var(--gold-600);}
.brand-tag{
  font-size:9px;
  letter-spacing:.12em;
  color:var(--ink-faint);
  font-weight:600;
  text-transform:uppercase;
}
.nav-links{display:flex;align-items:center;gap:34px;}
.nav-links a{
  font-size:14.5px;font-weight:600;color:var(--ink-soft);
  transition:color .15s ease;
  position:relative;
}
.nav-links a:hover,.nav-links a.active{color:var(--navy-900);}
.nav-links a.active::after{
  content:'';position:absolute;left:0;right:0;bottom:-19px;height:2px;background:var(--gold-600);
}
.nav-right{display:flex;align-items:center;gap:22px;}
.irdai-pill{
  display:flex;align-items:center;gap:6px;
  font-size:13.5px;font-weight:600;color:var(--ink-soft);
}
.irdai-pill svg{color:var(--gold-600);}
.nav-toggle{display:none;background:none;border:none;padding:6px;}
@media (max-width:980px){
  .nav-links{display:none;}
  .irdai-pill{display:none;}
  .nav-toggle{display:block;}
}
.mobile-panel{
  display:none;
  flex-direction:column;
  gap:2px;
  padding:8px 20px 20px;
  border-top:1px solid var(--line);
}
.mobile-panel.open{display:flex;}
.mobile-panel a{padding:12px 4px;font-weight:600;color:var(--ink-soft);border-bottom:1px solid var(--line);font-size:15px;}
.mobile-panel a.active{color:var(--navy-900);}

/* ---------- hero (dark navy) ---------- */
.hero{
  background:radial-gradient(ellipse 120% 100% at 20% 0%, var(--navy-700), var(--navy-950) 65%);
  color:#fff;
  position:relative;
  overflow:hidden;
  padding:76px 0 90px;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background-image:radial-gradient(circle at 85% 20%, rgba(217,172,63,.10), transparent 40%);
  pointer-events:none;
}
.hero-grid{
  position:relative;z-index:1;
  display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;
}
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;}
}
.hero h1{
  font-size:clamp(34px,4.6vw,52px);
  font-weight:700;color:#fff;
  margin:22px 0 20px;
}
.hero h1 em{font-style:normal;color:var(--gold-400);}
.hero p.lede{
  font-size:16.5px;color:#c6cfe0;max-width:480px;margin-bottom:30px;
}
.hero-cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:38px;}
.hero-stats{display:flex;gap:44px;flex-wrap:wrap;}
.hero-stat b{
  display:block;font-family:var(--font-display);font-size:26px;color:#fff;font-weight:700;
}
.hero-stat span{font-size:11.5px;letter-spacing:.08em;color:#8b96ad;text-transform:uppercase;}
.hero-media{position:relative;}
.hero-photo{
  border-radius:var(--radius-lg);
  overflow:hidden;
  box-shadow:0 30px 60px rgba(0,0,0,.35);
  position:relative;
}
.hero-photo img{width:100%;height:400px;object-fit:cover;}
.hero-photo-caption{
  position:absolute;left:18px;right:18px;bottom:18px;
  background:rgba(13,34,70,.72);
  backdrop-filter:blur(6px);
  border-radius:12px;
  padding:14px 16px;
  color:#fff;
  display:flex;align-items:center;gap:10px;
}
.hero-photo-caption b{display:block;font-size:14px;}
.hero-photo-caption span{font-size:12px;color:#c6cfe0;}
.hero-badge-float{
  position:absolute;left:-18px;bottom:-22px;
  background:#fff;color:var(--navy-900);
  border-radius:14px;box-shadow:var(--shadow-md);
  padding:12px 16px;display:flex;align-items:center;gap:10px;
  min-width:190px;
}
.hero-badge-float .ic{
  width:30px;height:30px;border-radius:50%;background:var(--cream-2);
  display:flex;align-items:center;justify-content:center;color:var(--gold-700);flex-shrink:0;
}
.hero-badge-float b{display:block;font-size:13px;}
.hero-badge-float span{font-size:11px;color:var(--ink-faint);}
@media (max-width:900px){
  .hero-badge-float{position:static;margin-top:14px;}
}

/* floating whatsapp bubble */
.whatsapp-float{
  position:fixed;right:22px;bottom:22px;z-index:200;
  background:var(--whatsapp);color:#fff;
  display:flex;align-items:center;gap:9px;
  padding:13px 20px;border-radius:999px;
  font-weight:700;font-size:14px;
  box-shadow:0 10px 24px rgba(37,211,102,.4);
  transition:transform .15s ease;
}
.whatsapp-float:hover{transform:translateY(-2px);background:var(--whatsapp-dark);}
@media (max-width:600px){
  .whatsapp-float span{display:none;}
  .whatsapp-float{padding:14px;}
}

/* ---------- section basics ---------- */
.section{padding:88px 0;}
.section-tight{padding:64px 0;}
.section-head{max-width:640px;margin-bottom:48px;}
.section-head h2{font-size:clamp(26px,3.2vw,36px);margin-top:14px;}
.section-head h2 em{font-style:normal;color:var(--gold-600);}
.section-head p{color:var(--ink-soft);margin-top:14px;font-size:15.5px;}
.bg-white{background:var(--white);}
.bg-cream2{background:var(--cream-2);}
.bg-navy{background:linear-gradient(160deg,var(--navy-800),var(--navy-950));color:#fff;}
.bg-navy h2,.bg-navy h3,.bg-navy h4{color:#fff;}

/* ---------- coverage grid (home) ---------- */
.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media (max-width:900px){.coverage-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:600px){.coverage-grid{grid-template-columns:1fr;}}
.coverage-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);
  padding:30px 26px;transition:box-shadow .15s ease, transform .15s ease;
}
.coverage-card:hover{box-shadow:var(--shadow-md);transform:translateY(-3px);}
.coverage-ic{
  width:46px;height:46px;border-radius:12px;
  background:var(--navy-900);color:var(--gold-400);
  display:flex;align-items:center;justify-content:center;margin-bottom:20px;
}
.coverage-ic.gold{background:var(--gold-700);color:var(--navy-950);}
.coverage-card h3{font-size:18px;margin-bottom:8px;}
.coverage-card p{font-size:14px;color:var(--ink-soft);margin-bottom:14px;}

/* ---------- two-col feature (life insurance / health / motor) ---------- */
.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
@media (max-width:900px){.feature-split{grid-template-columns:1fr;}}
.feature-copy p.desc{color:var(--ink-soft);margin:14px 0 24px;font-size:15px;max-width:460px;}
.feature-photo{border-radius:var(--radius-md);overflow:hidden;margin-bottom:16px;}
.feature-photo img{width:100%;height:240px;object-fit:cover;}
.chip-row{display:flex;flex-wrap:wrap;gap:8px;}
.chip{
  background:var(--cream-2);border:1px solid var(--line);
  padding:6px 13px;border-radius:999px;font-size:12.5px;font-weight:600;color:var(--ink-soft);
}
.option-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
@media (max-width:560px){.option-grid{grid-template-columns:1fr;}}
.option-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);
  padding:16px 18px;display:flex;gap:12px;align-items:flex-start;
}
.option-card .ic{color:var(--gold-700);flex-shrink:0;margin-top:2px;}
.option-card b{display:block;font-size:14.5px;color:var(--navy-900);margin-bottom:2px;}
.option-card span{font-size:12.5px;color:var(--ink-soft);}
.calc-cta{
  margin-top:18px;background:var(--navy-900);border-radius:var(--radius-md);
  padding:22px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#fff;
}
.calc-cta b{font-size:16px;display:block;margin-bottom:2px;}
.calc-cta span{font-size:13px;color:#b9c2d6;}

/* ---------- health/motor split cards ---------- */
.dual-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:24px;}
@media (max-width:900px){.dual-grid{grid-template-columns:1fr;}}
.panel{border-radius:var(--radius-md);padding:34px;}
.panel-light{background:#fff;border:1px solid var(--line);}
.panel-dark{background:linear-gradient(150deg,var(--navy-800),var(--navy-950));color:#fff;}
.panel h3{font-size:22px;margin:10px 0 12px;}
.panel-dark h3{color:#fff;}
.panel p{color:var(--ink-soft);font-size:14.5px;margin-bottom:16px;}
.panel-dark p{color:#c6cfe0;}
.vehicle-tags{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:20px;}
@media (max-width:480px){.vehicle-tags{grid-template-columns:repeat(2,1fr);}}
.vehicle-tag{
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);
  text-align:center;padding:11px 8px;border-radius:9px;font-size:13.5px;font-weight:600;
}

/* ---------- mission (home) ---------- */
.mission-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;}
@media (max-width:900px){.mission-grid{grid-template-columns:1fr;}}
.mission-list{margin-top:22px;display:flex;flex-direction:column;gap:16px;}
.mission-item{display:flex;gap:14px;align-items:flex-start;}
.mission-item .ic{
  width:36px;height:36px;border-radius:9px;background:rgba(217,172,63,.15);
  color:var(--gold-400);display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.mission-item b{display:block;font-size:14.5px;color:#fff;}
.mission-item span{font-size:13px;color:#aab4c8;}
.mission-photos{display:grid;grid-template-columns:1.3fr 1fr;gap:14px;}
.mission-photos img{border-radius:var(--radius-md);width:100%;height:280px;object-fit:cover;}
.mission-photos .stack{display:grid;gap:14px;}
.mission-photos .stack img{height:133px;}

/* ---------- CTA banner (home) ---------- */
.cta-banner{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:60px 40px;text-align:center;box-shadow:var(--shadow-sm);
}
.cta-banner .crest{width:46px;margin:0 auto 20px;}
.cta-banner h2{font-size:clamp(24px,3vw,32px);}
.cta-banner p{color:var(--ink-soft);max-width:460px;margin:14px auto 26px;font-size:15px;}
.cta-btn-row{display:flex;gap:24px;align-items:center;justify-content:center;flex-wrap:wrap;}

/* ---------- partners strip ---------- */
.partners-strip{background:var(--navy-950);padding:26px 0;overflow:hidden;}
.partners-track{display:flex;gap:44px;flex-wrap:wrap;justify-content:center;}
.partners-track span{
  font-family:var(--font-display);font-size:16px;color:#8b96ad;font-weight:600;
  white-space:nowrap;
}

/* ---------- footer ---------- */
.site-footer{background:var(--navy-950);color:#c6cfe0;padding-top:56px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:44px;}
@media (max-width:820px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:520px){.footer-grid{grid-template-columns:1fr;}}
.footer-brand .brand-name{color:#fff;}
.footer-brand .brand-name span{color:var(--gold-400);}
.footer-brand .brand-tag{color:#7e88a0;}
.footer-brand p{margin-top:16px;font-size:13.5px;color:#94a0b8;max-width:260px;}
.footer-col h4{font-family:var(--font-body);font-size:14px;color:var(--gold-400);font-weight:700;margin-bottom:16px;}
.footer-col ul{display:flex;flex-direction:column;gap:11px;}
.footer-col a{font-size:13.5px;color:#c6cfe0;}
.footer-col a:hover{color:#fff;}
.footer-col li{display:flex;align-items:flex-start;gap:8px;font-size:13.5px;}
.footer-col li svg{color:var(--gold-400);flex-shrink:0;margin-top:2px;}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.08);
  padding:20px 0;text-align:center;font-size:12.5px;color:#7e88a0;
}

/* ---------- generic page hero (inner pages) ---------- */
.page-hero{
    padding:64px 0 44px;
    background:var(--cream);
}

.page-hero.on-navy{
    background:linear-gradient(160deg,var(--navy-800),var(--navy-950));
    color:#fff;
    text-align:center;
}

.page-hero h1{
    font-size:clamp(30px,4vw,44px);
    margin-top:14px;
    color:var(--navy-900);
    line-height:1.15;
    font-weight:700;
}

.page-hero.on-navy h1{
    color:#fff !important;
}

.page-hero h1 em{
    font-style:normal;
    color:var(--gold-600);
}

.page-hero.on-navy h1 em{
    color:var(--gold-400) !important;
}

.page-hero p{
    color:var(--ink-soft);
    margin-top:16px;
    font-size:15.5px;
    max-width:640px;
}

.page-hero.on-navy p{
    color:#c6cfe0;
    margin-left:auto;
    margin-right:auto;
}

/* ---------- products page ---------- */
.filter-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px;}
.filter-pill{
  display:flex;align-items:center;gap:7px;
  background:#fff;border:1px solid var(--line);
  padding:8px 15px;border-radius:999px;font-size:13px;font-weight:600;color:var(--ink-soft);
}
.product-block{display:grid;grid-template-columns:.85fr 2fr;gap:24px;margin-bottom:26px;}
@media (max-width:900px){.product-block{grid-template-columns:1fr;}}
.product-side{
  border-radius:var(--radius-md);padding:30px 26px;color:#fff;
  background:linear-gradient(150deg,var(--navy-700),var(--navy-950));
  display:flex;flex-direction:column;
}
.product-side.gold{background:linear-gradient(150deg,var(--gold-600),#8a691c);}
.product-side .ic{
  width:42px;height:42px;border-radius:11px;background:rgba(255,255,255,.14);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.product-side h3{color:#fff;font-size:21px;margin:6px 0 16px;}
.product-side .trusted-label{font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.65);margin-bottom:8px;font-weight:700;}
.product-side .chip-row{margin-bottom:22px;}
.product-side .chip{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.2);color:#fff;}
.product-side .btn{margin-top:auto;}
.product-items{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
@media (max-width:560px){.product-items{grid-template-columns:1fr;}}
.product-item{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);
  padding:20px 20px 18px;
}
.product-item .row-top{display:flex;align-items:center;gap:9px;margin-bottom:8px;color:var(--gold-700);}
.product-item h4{font-size:15.5px;color:var(--navy-900);font-family:var(--font-display);}
.product-item p{font-size:13px;color:var(--ink-soft);margin-bottom:10px;}
.tag-sm{
  display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.06em;
  background:var(--cream-2);color:var(--ink-soft);padding:4px 9px;border-radius:6px;text-transform:uppercase;
}

/* ---------- calculators page ---------- */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px;}
@media (max-width:900px){.calc-grid{grid-template-columns:1fr;}}
.calc-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:34px;
}
.calc-card .row-top{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
.calc-card .row-top .ic{
  width:34px;height:34px;border-radius:8px;background:var(--cream-2);
  display:flex;align-items:center;justify-content:center;color:var(--gold-700);
}
.calc-card h3{font-size:22px;margin:12px 0 4px;}
.calc-card > p{color:var(--ink-soft);font-size:14px;margin-bottom:22px;}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
.field label{
  display:block;font-size:11.5px;font-weight:700;letter-spacing:.06em;
  color:var(--ink-soft);text-transform:uppercase;margin-bottom:8px;
}
.field .input-wrap{position:relative;}
.field input{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:9px;
  font-size:14.5px;color:var(--ink);font-family:inherit;background:#fff;
}
.field input:focus{outline:none;border-color:var(--gold-600);}
.field .unit{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--ink-faint);font-size:14px;}
.toggle-pair{display:flex;gap:10px;}
.toggle-pair button{
  flex:1;padding:12px;border-radius:9px;border:1.5px solid var(--line);
  background:#fff;font-weight:700;font-size:14px;color:var(--ink-soft);transition:.15s ease;
}
.toggle-pair button.active{background:var(--navy-900);border-color:var(--navy-900);color:#fff;}
.toggle-pair button.active.gold-active{background:var(--gold-600);border-color:var(--gold-600);color:var(--navy-950);}
.calc-result{
  margin-top:18px;background:var(--cream-2);border-radius:10px;padding:16px 18px;
  display:none;
}
.calc-result.show{display:block;}
.calc-result b{font-family:var(--font-display);font-size:22px;color:var(--navy-900);}
.calc-result span{font-size:12.5px;color:var(--ink-soft);display:block;margin-top:2px;}

/* ---------- support page ---------- */
.support-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
@media (max-width:820px){.support-cards{grid-template-columns:1fr;}}
.support-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);
  padding:28px;
}
.support-card .ic{
  width:44px;height:44px;border-radius:11px;background:var(--cream-2);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--gold-700);
}
.support-card.wa .ic{background:rgba(37,211,102,.12);color:var(--whatsapp-dark);}
.support-card h3{font-size:17px;margin-bottom:6px;}
.support-card p{font-size:13.5px;color:var(--ink-soft);margin-bottom:12px;}

.support-split{display:grid;grid-template-columns:1.1fr .9fr;gap:24px;margin-top:26px;}
@media (max-width:900px){.support-split{grid-template-columns:1fr;}}
.chat-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px;}
.chat-form textarea,.chat-form input{
  width:100%;border:1.5px solid var(--line);border-radius:9px;padding:13px 15px;
  font-family:inherit;font-size:14.5px;margin-bottom:14px;color:var(--ink);
}
.chat-form textarea{resize:vertical;min-height:100px;}
.chat-form input:focus,.chat-form textarea:focus{outline:none;border-color:var(--gold-600);}
.info-stack{display:flex;flex-direction:column;gap:16px;}
.info-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-md);
  padding:22px;display:flex;gap:14px;
}
.info-card .ic{
  width:38px;height:38px;border-radius:9px;background:var(--cream-2);color:var(--gold-700);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.info-card h4{font-size:15px;margin-bottom:4px;}
.info-card p{font-size:13px;color:var(--ink-soft);}

.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:26px;}
@media (max-width:760px){.faq-grid{grid-template-columns:1fr;}}
.faq-item{
  background:#fff;border:1px solid var(--line);border-radius:11px;overflow:hidden;
}
.faq-q{
  display:flex;align-items:center;justify-content:space-between;
  padding:19px 22px;font-weight:700;font-size:14.5px;color:var(--navy-900);
  background:none;border:none;width:100%;text-align:left;
}
.faq-q .plus{color:var(--gold-600);font-size:18px;transition:transform .2s ease;flex-shrink:0;margin-left:12px;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;}
.faq-a-inner{padding:0 22px 19px;font-size:13.5px;color:var(--ink-soft);}
.faq-item.open .faq-a{max-height:200px;}

/* ---------- inquiry page ---------- */
.inquiry-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:flex-start;}
@media (max-width:900px){.inquiry-grid{grid-template-columns:1fr;}}
.inquiry-feature-list{display:flex;flex-direction:column;gap:20px;margin-top:30px;}
.inquiry-feature-list .item{display:flex;gap:14px;align-items:flex-start;}
.inquiry-feature-list .ic{
  width:38px;height:38px;border-radius:10px;background:var(--cream-2);color:var(--gold-700);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;
}
.inquiry-feature-list b{display:block;font-size:15px;color:var(--navy-900);}
.inquiry-feature-list span{font-size:13.5px;color:var(--ink-soft);}
.inquiry-form-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:34px;box-shadow:var(--shadow-sm);
}
.tab-row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px;margin-bottom:26px;}
@media (max-width:600px){.tab-row{grid-template-columns:1fr;}}
.tab-btn{
  border:1.5px solid var(--line);border-radius:11px;padding:16px 14px;text-align:left;
  background:#fff;transition:.15s ease;
}
.tab-btn b{display:block;font-size:14px;color:var(--navy-900);margin-bottom:3px;}
.tab-btn span{font-size:12px;color:var(--ink-soft);}
.tab-btn.active{background:var(--navy-900);border-color:var(--navy-900);}
.tab-btn.active b,.tab-btn.active span{color:#fff;}
.tab-btn.active span{color:#c6cfe0;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
@media (max-width:560px){.form-grid{grid-template-columns:1fr;}}
.form-field label{
  display:block;font-size:11.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;
  color:var(--ink-soft);margin-bottom:8px;
}
.form-field input,.form-field select,.form-field textarea{
  width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:9px;
  font-family:inherit;font-size:14.5px;color:var(--ink);background:#fff;
}
.form-field textarea{resize:vertical;min-height:100px;}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{outline:none;border-color:var(--gold-600);}
.attach-box{
  background:var(--cream-2);border-radius:11px;padding:18px 20px;margin:6px 0 22px;
}
.attach-box .label-row{display:flex;align-items:center;gap:8px;font-size:11.5px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-soft);margin-bottom:12px;}
.attach-btns{display:flex;gap:10px;flex-wrap:wrap;}
.attach-btns button{
  background:#fff;border:1.5px solid var(--line);border-radius:9px;padding:11px 16px;
  font-weight:700;font-size:13.5px;color:var(--navy-900);
}
.form-note{font-size:12px;color:var(--ink-faint);text-align:center;margin-top:12px;}

/* ---------- utility reveal ---------- */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease, transform .5s ease;}
.reveal.in{opacity:1;transform:none;}

@media (prefers-reduced-motion:reduce){
  *{transition:none !important;animation:none !important;}
}